If you are thinking about selling your home via a short sale or you fear foreclosure, the first step should be to contact the lender. Phone numbers of leading lenders.

Get the latest information on interest rates, loan programs and use the many calculators for all your needs.

FHA loan programs

The VA now has a program that allows veterans to refinance conventional loans in distress.

Determine how much of the loan the VA will guaranty.

You will need this when aapplying for a VA loan.

Do you qualify for a VA loan?

Purchase prices greater than the county limit means the buyer will have to make a larger downpayment.

When making an offer, the seller needs to know the buyer has loan funds in place. The quality of proof is important. The best quality is directly from the lender and not from a broker

One of the first steps to qualify for a loan are your debt ratios. You may change the debt ratios depending on the type of loan.

Makes sure your agent provides you with net sheet. You need to know where you stand.

Make sure your agent provides you with this early in the buying process. You need to know where you stand.

You are a first time buyer. You have completed a sale and now you loose your job. Before you buy, make sure you have mortgage insurance that will cost you nothing.

Get an estimate of your FICO score