If you are buying a home in San Diego, chances are very good that you will make a decision about getting a home warranty policy. Home warranties have been around for a long time, and buyers and sellers are subject to making the decision on whether to buy one or not every time an offer to purchase a property is presented. Why is that so? Because in the CAR (California Association of Realtors) purchase agreement there is a line item expense that asks if a Home Warranty Policy is to be purchase and whether the buyer or the seller will pay for it.

First of all what are home warranties? They are like an insurance policy that covers certain items within the home for repair or replacement. If you are a buyer, a seller may offer it from the beginning, but if they don’t you can ask for it yourself when making the offer. Generally home warranties cost $350-$500. A lot depends on what is covered. There are many people either in the real estate profession or home owners that say it is not worth the cost. However if you are a buyer you really have nothing to loose if the seller offers it or you ask for one because they are paying for it. But here is the deal. As a buyer make sure you get the policy and then actually read it. So if something goes wrong you will have a good idea what the costs to you will be and if the repair is even covered. Below is a link that reviews home warranty companies. Reading through many of the reviews, it will give you an idea on other homeowner’s experiences. It may help you decide to get a policy or not. But always keep in mind when reading these reviews that there are always people that will find a fault. It is like reading Yelp on a restaurant review. It may be a good restaurant, but there is always someone that will give it a bad review. Consistency of the reviews is the key.

Home Warranty Company Reviews